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AI Voice Clones Used to Authorise Fraudulent Direct Debits, UK Watchdog Warns

The alert says organised criminals exploit phone-based consent systems by cloning victims’ voices to move money.

Overview

  • National Trading Standards reports scammers start with deceptive “lifestyle survey” calls to capture voice samples and harvest personal details.
  • AI-generated imitations of victims’ voices are then used to simulate verbal consent for new direct debits with banks and legitimate providers.
  • Older and otherwise vulnerable people are the primary targets, and many victims only notice losses after checking bank statements.
  • In the last six months, investigators blocked nearly 21 million scam calls and shut down about 2,000 numbers in coordinated disruption efforts.
  • Officials urge people to hang up on unexpected calls, register with the Telephone Preference Service, review statements, and report incidents to banks and Action Fraud or police.