Overview
- Abanca reported attributable profit of €902.4 million for 2025, down 25% from the 2024 record, which the bank linked mainly to final accounting impacts from the Eurobic integration.
- Underlying profitability remained solid with a 15.1% ROTE and a 13.5% rise in recurring core result despite a 2.4% decline in net interest margin in a lower-rate year.
- Business volume exceeded €136 billion, with activity distributed roughly 52% in Galicia, 32% in the rest of Spain, and 16% in Portugal.
- The bank added 160,000 new clients across the Iberian Peninsula, with more than 70% of new accounts opened outside Galicia, alongside growth in fee and off-balance revenues.
- Management signaled openness to further integration opportunities in Spain but noted high bank valuations, reported solvency above 14% with a €2.2 billion capital surplus, and said there are no short‑term IPO plans.