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A Year After Cyclone Chido, Mayotte’s Rebuild Stalls as Flagship Loan Falters

Only 50 state‑backed zero‑interest reconstruction loans have been validated, exposing aid rules modeled on mainland norms that miss most Mahoran households.

Overview

  • Overseas minister Naïma Moutchou is visiting Mayotte from December 13 to 15 to review blockages before the rainy season.
  • Of nearly €4 billion pledged for a six‑year refoundation, reporting indicates about €25 million has been spent so far.
  • Insurers say 20,000 claims worth €524 million were filed, yet paid indemnities remain undisclosed and only about 6% of households had home insurance.
  • Public services are still constrained, with roughly 40% of schools damaged and shortened class hours or rotations continuing.
  • Material shortages, scarce skilled labor, months‑long delivery times, and sharp price increases are slowing works, leaving debris and many homes under tarps.